Foursquare Financial Solutions
Accelerate the mission of The Foursquare Church in partnership with Foursquare Financial Solutions.
Accelerate your mission.
Foursquare Financial Solutions (FFS) is dedicated to serving the Foursquare community, collaborating with churches and members, and seeing ministries and families prosper. With more money for ministry, the outcome will be a church that thrives.
FFS provides resources that accelerate the mission of The Foursquare Church. The entity provides a new revenue stream to help lessen the dependence on tithe income to fund Foursquare’s administrative costs.
As Foursquare’s financial services partner, FFS also provides management and comprehensive fiduciary oversight of Foursquare’s financial services, including church loans and investments.
Investments
Foursquare Financial Solutions (FFS) provides investment and financial products to churches and supporters of The Foursquare Church.
Investing with Foursquare Financial Solutions
Investment certificate FAQs
Individual Retirement Accounts (IRAs)
Traditional IRAs
A Traditional IRA is a tax-deferred retirement account. Contributions made to an IRA may be tax deductible, with earnings on IRA accounts also tax-deferred until distribution. Distributions on a Traditional IRA are taxable to the individual investor.
Roth IRAs
A Roth IRA is a retirement investment that allows all earnings and principal distributions to be distributed tax-free if it is a qualified distribution. The contributions made to a Roth IRA are not deductible on the individual tax return.
IRA transfers
An IRA transfer occurs when an IRA is transferred from one IRA custodian to a new IRA custodian, with the IRA funds exchanged between custodians. This transaction is a non-taxable event and can be completed with a Traditional or Roth IRA.
Rollover IRAs
A Rollover IRA is a 403, 457, or other qualified retirement account that is transferred to an IRA custodian, with the retirement funds exchanged between custodians. This transaction is a non-taxable event and can only be completed between a qualified account and a Traditional IRA.
Indirect rollover IRAs
An Indirect Rollover IRA is a transaction where the IRA holder takes a distribution from the IRA account. Within 60 days of receiving the IRA distribution check, the IRA holder deposits the funds in an IRA. This transaction is a non-taxable event and is completed with a Traditional IRA.
IRA FAQs
Investment certificate rates
FOR A LIMITED TIME: 4.25% 6-month Promotional Investment Certificate*
FOR NEW CUSTOMERS: Promotional Investment Certificate Rate of 4.25% 12-mo. term**
DEMAND: 2.5%
1-YEAR
3.75%
2-YEAR
4.00%
3-YEAR
4.125%
4-YEAR
4.25%
5-YEAR
4.75%
IRA
4.75%
Premium Rates available for investments over $250,000.*
This is not an offering to sell securities referred to herein. The offering is made only by the offering circular, which includes all risk factors. The Offering Circular may be obtained by calling or clicking here. An investment in Foursquare Financial Solutions Loan Fund involves certain risks that other investment options may not have. Not all risks can be quantified or compared to other investments. You should carefully evaluate all the risks in assessing the potential benefit of the various investments. NOT FDIC or SIPC INSURED. Not a bank deposit, nor is it a Foursquare Financial guarantee. The offering will not be made available to investors in all states.
*Promotional investment certificate is offered for a 6-month term, any funds (not just new funds), no investment limit. No premium rate available on Promotional certificates.
**New Customer Promotional certificate is offered for a 12-month term, limit of $100,000. No premium rate available on promotional certificates.
Ready to get started?
Foursquare Financial Solutions (FFS) is dedicated to serving the Foursquare community, collaborating with churches and members, and seeing ministries and families prosper. FFS provides resources that accelerate the mission of The Foursquare Church.
Still have questions? Foursquare Financial Solutions is here to help! Contact (FFS) at 213.709.4145 or via email.
Loan Fund
Foursquare Financial Solutions Loan Fund (FFS Loan Fund) provides real estate term loans, refinance of existing loans, construction loans, and loans for new purchases to Foursquare churches, ministries and educational facilities in the United States.
Foursquare Financial Solutions loan programs
You have many choices in today’s marketplace, but FFS is distinctively different. Revenue generated from every loan supports the Foursquare movement. FFS is committed to providing affordable financing that is competitive with the marketplace and paired with responsible stewardship.
The loan solution process
Loans are a means to an end, providing the necessary capital to fund vision. Foursquare Financial Solutions Loan Fund stands with you by understanding your vision and then providing financial counsel to help your church count the cost and determine next steps.
Qualifying for a loan
A prequalification analysis is available to churches at no charge and can provide churches with a better picture of what they can afford. If a church does not qualify, information will be provided to understand the next steps needed to improve its financial position.
The FFS approach
Three important dynamics are unrelated to a church’s past or current financial performance: time, the economy and pastoral leadership. Most loans are for an extended period of time—15, 20, or even 25 years—during which time several downturns or transitions in these areas could significantly impact a church’s ability to pay their loan over time. To minimize the impact that these events could have on a church, the FFS underwriting takes a conservative approach to loan approvals. The long-term health of the church is important to the FFS loan approach.
Factors in underwriting
Qualifying for a loan involves due diligence as part of the loan process called underwriting. The FFS underwriters evaluate all aspects of a loan request in order to form an educated opinion of a borrower’s creditworthiness and determine what would be required to make a loan possible. Some of these factors include margins that should not be eclipsed because they impact a borrower’s ability to perform. Click below to see the ratios used in the underwriting process.
Ready for the next step?
Loans from FFS Loan Fund are provided exclusively to churches and ministries affiliated with the Foursquare Church in the United States.
The preliminary loan questionnaire will provide FFS Loan Fund the necessary information to begin the prequalification process and make an informed stewardship decision about the advisability of your ministry securing a loan.
Questions on the loan application and completed applications should be emailed to the Loan Department, or call the Loan Department at 213-709-4145.
Contact us.
We’re here to help!
Still have questions? Reach us by email or by phone.
Investments + Loan Servicing:
fax 213.989.4534 // Email Investments
Loan Prequalifications + Applications + Closing Questions:
fax 213.989.4534 // Email Loans
855.547.6948
General written inquiries may be directed to:
Foursquare Financial Solutions
PO Box 26902
Los Angeles, CA 90026